Conveyancing Lawyers in Marbella

We are a lawyers’ office in Marbella that offers personalized and complete legal advice on various real estate law issues. We are specialists in the conveyancing transactions. Our wide experience has allowed us to position ourselves as Lawyers in Marbella who set the standard in Conveyancing Services.

At MT Legal Conveyancing Lawyers Marbella, we want to provide assistance with your conveyancing requirements at a very competitive price with quality and professionalism.
Our main goal is to help you solve your problems in the most satisfactory way possible.

We offer a conveyancing service in Marbella for all types of real estate properties.

Our services include assistance in the following matters:

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    Conveyancing Services

    THE PURCHASE PROCESS

    Once you decide to buy a property in Spain and the price has been agreed with the seller, it is advisable to appoint an independent lawyer to assist you in your purchase transaction.MT LEGAL LAWYERS will ensure the property is legal, there are no hidden charges or attachments and your money is safe until completion.
    LEGAL SEARCHES:
    After appointing MT LEGAL LAWYERS to assist you in your purchase process, we will request the seller to provide all the necessary paperwork to make the appropriate legal searches and check that everything is in order.
    RESERVATION CONTRACT / PRIVATE PURCHASE CONTRACT:

    If everything is in order, we will ask you to authorize the signing of the reservation contract or the private purchase contract (in some cases, it will be necessary to sign a reservation contract first; sometimes you will simply sign the private purchase contract).

    When the reservation contract is signed, a partial payment of approximately 3,000-10,000 Euros of the price will be required.

    When the private purchase contract is signed, a partial payment of approximately 10-30% of the price (minus the reservation deposit, plus VAT in off-plan properties) will be required.

    LEGAL REPORT:
    Once this information is available to us and we have done the appropriate legal searches, we will prepare a legal report informing you on the legal situation of the property, and the terms and conditions of your purchase transaction.
    COMPLETION:

    The next step will be the signing of the title deeds on completion before a public notary. At that stage, the balance of the purchase price (and the VAT, in off-plan properties) is paid, and possession of the house is received. From that moment, you will be the lawful owner of the house.

    By completion, in off-plan properties, MT LEGAL LAWYERS will check that the developer has obtained the appropriate licences (habitation licence) so that everything is in order and you can receive possession of the house legally; in second-hand property transfers, we will ensure there are neither debts nor charges affecting the property. We will assist you with the signing of your title deeds in due course.

    POST-COMPLETION:

    After completion, you will be required to pay stamp duty (in off-plan properties, 1.5% of the purchase price) or transfer tax (between 8 and 10%, only in second-hand properties).

    It will also be necessary to register your title deeds at the land registry, complete the registration with the community of owners, register the new owners for the payment of the local taxes (council tax and rubbish tax), and arrange for the connection of your utilities. Also, in off-plan transactions, if you are not planning to come during the days before completion or a few days after, it is advisable to appoint somebody to prepare the snagging list of the house, so that we can ask the developer to solve any physical damage at the property. MT LEGAL LAWYERS will assist you with all these matters in due course.

    WHAT’S NEEDED WHEN BUYING A PROPERTY?

    When buying a property in Spain, you will need to prepare the following:

    conveyancing services marbella

    PURCHASE COSTS

    The costs of buying a property in Spain are in the region of 13-14% (off-plan properties) or 10-12% (second-hand properties) of the purchase price.
    The purchase costs are as follows:

    OFF-PLAN PROPERTIES:

    LEGAL FEES

    Our fees are 1% of the purchase price, plus VAT (at 21%), with a minimum of 2,000 Euros plus VAT. This will cover all the necessary legal work from A to Z, without any time limitation. Fifty per cent of our fees should be paid on instruction, and the balance on completion. On instruction, we will also require the necessary funds to cover the miscellaneous provision. The rest of the expenses should be paid post-completion, with the exception of VAT on the purchase price, which is proportionally paid with every partial payment of the purchase price.

    VAT

    This tax amounts to 10% of the purchase price.

    STAMP DUTY

    This tax amounts to 1.5 % of the purchase price.

    NOTARY FEES

    In the region of 500-2,000 Euro approx., depending on the price.

    LAND REGISTRY FEES

    In the region of 350-900 Euros approx., depending on the purchase price

    UTILITY CONNECTION FEES

    In the region of 400 Euros, approximately.

    BANKING COSTS

    In the region of 300-600 Euros, approximately.

    POWER OF ATTORNEY NOTARY FEES

    In the region of 60-250 Euros (it is normally cheaper to grant the POA in Spain).

    MISCELLANEOUS

    You also have to bear in mind a provision of 200 Euros to cover minor and unforeseen expenses (i.e. courier fees, land registry certificate fees, NIE taxes, etc.).
    SECOND-HAND PROPERTIES:

    TRANSFER TAX

    This tax varies depending on the purchase price: – Up to 400,000 Euros: 8% of the purchase price – From 400,001 to 700,000 Euros: 9% of the purchase price. – More than 700,000 Euros: 10% of the purchase price. For example, a second-hand property transaction for a property with a purchase price of 800,000 Euros, will pay for the transfer tax 69,000 Euros (32,000 Euros for the first 400,000 Euros, 27,000 Euros for the next 300,000 Euros, and 10,000 Euros for the last 100,000 Euros). It is also important to remark that this tax is calculated based on the value of the property for each buyer, so if the property is bought by two buyers, and each one has a share of 50%, then the total transfer tax due per buyer would be 8%, as each share would have a value of 400,000 Euros. The transfer tax is the main difference between off-plan property purchase transactions and second-hand property purchase transactions. In second-hand transactions, there is no VAT or stamp duty. Another difference is that transfer tax is paid post-completion, while VAT is paid with every partial payment of the price.

    NOTARY FEES

    In the region of 500-2,000 Euros approx., depending on the price.

    LAND REGISTRY FEES

    In the region of 350-900 Euros approx., depending on the purchase price.

    UTILITIES CONNECTION FEES

    In the region of 400 Euros, approximately.

    BANKING COSTS

    In the region of 300-600 Euros, approximately.

    POWER OF ATTORNEY NOTARY FEES

    In the region of 60-250 Euros (it is normally cheaper to grant the POA in Spain).

    MISCELLANEOUS

    You also have to bear in mind a provision of 200 Euros to cover minor and unforeseen expenses (i.e. courier fees, land registry certificate fees, NIE taxes, etc.)

    LEGAL FEES

    Our fees are 1% of the purchase price, plus VAT (at 21%), with a minimum of 2,000 Euros plus VAT.

    MORTGAGE COSTS:
    The mortgage costs will vary depending on whether you are setting up a new mortgage (set-up costs will be in the region of 3-5% of the principal, approximately) or are taking out an existing mortgage (in this case, costs will be in the region of 1-2% of the principal, approximately).

    ANNUAL COSTS

    After buying your property, you will have to bear in mind the following costs every year:

    PERSONALIZED LEGAL ADVICE

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